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FraudFriday

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#FraudFriday-Credit Bureau scam 900 900 SIB Staff

#FraudFriday-Credit Bureau scam

#FraudFriday-Credit Bureau Scam

We’ve all seen well known Credit Bureau Companies are being affected by data breaches. Wouldn’t you know it? People may have already started putting up fake websites meant to look like the official Equifax settlement claims website.
With these types of breaches, fake websites are popping up, making themselves look like legitimate credit bureau companies offering reimbursement for being a victim of a data breach. But beware these offers are fake, and you will be at risk of becoming a victim of identity theft or scammed straight out of your money.

How this scam works:

• Advertisements are posted throughout social media instructing people to file a claim to get money for possibly being a victim of a data breach
• Once a person is convinced, they are directed to click onto a link that will instruct them to enter personal information
• Once the personal information is entered, the scammers will have your information which can be used to open fraudulent bank accounts or credit cards.
• Once the claim has been submitted, the victim might get a response indicating they have not been a victim of a data breach.
There are three major credit bureaus: Equifax, Experian and TransUnion.

If you receive an email, advertisement, or phone call advising you may be a victim of a data breach, do not provide personal information until you verify the notification is legitimate.
You may be sure you’re going to the right site by going directly to the actual credit bureau websites or calling the credit bureau directly.

A couple more things to remember. You’ll never have to pay to file a claim for these benefits. And anyone who calls and tries to get you to file a claim is almost certainly a scammer.

#LASD

Credit card sitting on a Keyboard
Protect your information 400 400 SIB Staff

Protect your information

Protect your information

#FraudFriday- EBT Scam Los Angeles County’s Department of Public Social Services (DPSS) has issued a warning about the latest scam targeting Electronic Benefit Transfer (EBT) cardholders using U.S. mail to attain client personal information fraudulently. There are two ways this scam works: The first method: The first one EBT card holders are receiving a letter in the mail, to call a phone number to renew their social service benefits.

Once the victim calls, they are asked to provide personal information to what they think is an official representative, when in fact it is a scammer. These scammers ask the victim to provide personal information which in turn will be used to open fake accounts. The second method: Cardholders are receiving text messages and/or phone calls instructing the victim to call back. Upon call back, an automated recording asks them to provide personal information including their EBT 16-digit card number and PIN. When that information is given, the scammers create a duplicate card and withdraw funds from the victim’s accounts.

Some of the fraudulent phone numbers currently being used are: (559) 461-9778 and (858) 232-3581. Helpful tips to prevent being a victim of this scam: • Cardholders should not provide any information. • Cardholders who have already provided card numbers and PINs to a third party should call the phone number on the back of their EBT card and change their PINs or report their EBT cards as lost or stolen. EBT cardholders should never provide personal information to unknown third parties. If anyone receives such a letter or suspects that they’ve been a victim of this scam, they should immediately call the phone number on the back of their EBT card, change their PIN and report their EBT card as lost or stolen.

Here are a few ways to make sure your identity is not compromised:

• Know who you are giving your information

• Store and dispose of your personal information securely, especially your Social Security Number

• Ask as many questions necessary before you feel confidential you are giving your information to a legitimately representative

• Maintain appropriate security on your electronic devices

Please call the DPSS Customer Service Call Center at (866) 613-3777 if you believe that you have been a victim of a phone or text scam.

Woman answering telephone
One Ring Scams 400 400 SIB Staff

One Ring Scams

One Ring Scam warning

Are you one of the many people that have received a late night call from the area listed as Sierra Leone? Don’t be quick to call back, especially if you don’t recognize the name or telephone number. The Federal Communications Commission (FCC) is warning the public of the “one ring” scam. How this scam works:

• Scammers allegedly target specific area codes in spurts and often call multiple times late at night. They immediately hang up after one or two rings.

• When you call the telephone number back, a cost is paid to the scammer. It is not just the fee, you also can be charged with significant charges per minute for as long as they keep you on the phone. The victim will eventually notice the charges on their bills as “premium” charges.

How to avoid this scam:

• Don’t answer or return any calls from numbers you don’t recognize.

• Check to see if the area code is international.

• If you don’t make international calls, have your local telephone company block outgoing international calls on your line.

• Always be cautious, even if a number appears authentic.

Blocking specific numbers don’t always work because scammers constantly change telephone numbers, so it is recommended to block international calls or calls from specific regions. Robocalls are becoming a nuisance. Know how to ward off these types of calls, prevent them and avoid being a victim of this potential scam. If you feel that you are a victim of an international phone scam, you can file a complaint with the FTC:https://bit.ly/2JuAhOC