#FraudFriday-Credit Bureau Scam
We’ve all seen well known Credit Bureau Companies are being affected by data breaches. Wouldn’t you know it? People may have already started putting up fake websites meant to look like the official Equifax settlement claims website.
With these types of breaches, fake websites are popping up, making themselves look like legitimate credit bureau companies offering reimbursement for being a victim of a data breach. But beware these offers are fake, and you will be at risk of becoming a victim of identity theft or scammed straight out of your money.
How this scam works:
• Advertisements are posted throughout social media instructing people to file a claim to get money for possibly being a victim of a data breach
• Once a person is convinced, they are directed to click onto a link that will instruct them to enter personal information
• Once the personal information is entered, the scammers will have your information which can be used to open fraudulent bank accounts or credit cards.
• Once the claim has been submitted, the victim might get a response indicating they have not been a victim of a data breach.
There are three major credit bureaus: Equifax, Experian and TransUnion.
If you receive an email, advertisement, or phone call advising you may be a victim of a data breach, do not provide personal information until you verify the notification is legitimate.
You may be sure you’re going to the right site by going directly to the actual credit bureau websites or calling the credit bureau directly.
A couple more things to remember. You’ll never have to pay to file a claim for these benefits. And anyone who calls and tries to get you to file a claim is almost certainly a scammer.